> For the complete documentation index, see [llms.txt](https://api-docs.bumper.co/bumper-api-documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://api-docs.bumper.co/bumper-api-documentation/webhooks.md).

# Webhooks

Our webhooks allow your application to receive real‑time notifications as customers progress through their Bumper payment journey. Whenever a key event occurs, we send an HTTPS POST request to the webhook URL you’ve configured, enabling your systems to react instantly without polling or manual intervention.

We currently provide webhook events for the full lifecycle of a payment:

* **Applied**\
  Triggered when a customer submits a PayLater application. This lets your system register that a credit check has been attempted.
* **Signed**\
  Sent when the customer has successfully added their card details and been accepted. At this point the payment is complete, allowing you to progress the job, update statuses, or continue your workflow with confidence.
* **Settled**\
  Sent once the payment has been processed and Bumper has paid funds into the clients account. This is typically used to reconcile transactions or confirm funding has been completed.

For complete payload examples and implementation guidance, see the dedicated event pages:

* [**Applied Event**](https://api-docs.bumper.co/bumper-api-documentation/webhooks/applied-event)
* [**Signed Event**](https://api-docs.bumper.co/bumper-api-documentation/webhooks/signed-event)
* [**Settled Event**](https://api-docs.bumper.co/bumper-api-documentation/webhooks/settled-event)