PayNow

Card Payment, Open Banking, Apple Pay, Google Pay

The below high-level diagram captures the standard PayNow integration flow.

Stage	Description
1	Capture customer details in Client UI. Please see Application for a list of required and optional fields.
2 (optional)	Capture the Products available, this will allow Client UI to show appropriate products.
3	Send captured customer details to Application endpoint. A redirect URL and token will be provided in response.
4	Redirect customer to the BUMPER redirect URL provided in response.
5	Customer complete PayNow application on BUMPER site.
6	Customer has failed PayNow payment. Returning customers can be validated by verifying signature in GET parameters appended to failure URL, or by making request to Status endpoint.
7	Customer has completed PayNow payment. Returning customers can be validated by verifying signature in GET parameters appended to success URL, or by making request to Status endpoint.
8	Order completed in Client UI.
9 (optional)	Receive status updates with our Webhook.
10 (optional)	If status isn't captured when customer is redirect from BUMPER to client, or webhooks aren't used for real-time updates. The Status endpoint can be used to retrieve application status.